Residential and Commercial Closings

Residential Real Estate Attorneys with Offices in Athens and Lake Oconee

In Georgia, an attorney is required to handle a real estate closing. A real estate transaction involves many considerations and must be handled in a competent and professional manner. Our attorneys handle a large volume and a wide range of residential real estate closings, including single-family residences, condominiums and townhomes. We close transactions involving financing – both purchases/sales and refinances – as well as cash transactions. While in a standard residential loan closing we represent the lender, we are available to provide competent representation to any party in a transaction. We see the process from the beginning stages all the way through to the post closing process, which includes follow up on outstanding liens and other issues.

Many legal implications are associated with and can arise related to real estate closings. For example, the manner in which a purchaser takes title to real estate involves important considerations. Typically, if a loan is involved, the purchaser will take title as listed on the loan documents. But, individuals can take title as tenants in common or as joint tenants with rights of survivorship, and purchasers also can take title in the names of trusts and entities – the manner in which title is held can have tax and legal consequences, so a clear understanding of the applicable law is imperative in achieving the desired objectives. Our real estate attorneys have the benefit of working with the attorneys in the Business, Tax & Estate Planning area to best serve our clients’ needs.

As evidenced by headlines, mortgage fraud is a pervasive problem, and we work diligently in conjunction with the parties to the transactions, the lenders and the real estate agents to ensure that the transactions we handle are done so properly.

For many homebuyers, a real estate closing represents the largest dollar transaction in which they will ever be involved, not to mention being a transaction that involves their personal residence, their family home. Such a situation requires a closing attorney who is sensitive, professional and above all, an expert. At Blasingame, Burch, Garrard & Ashley, P.C., we feel we offer the highest quality of legal expertise.

Our residential real estate attorneys routinely represent clients in the following areas:

  • Residential Real Estate Closings

Buying a home will likely be the largest investment you will ever make. We handle hundreds of residential real estate transactions every year, both purchases and refinances. We are deeply entrenched in our communities, and we have multiple attorneys ready to assist our clients. We are American Land Title Association “Best Practices” certified evidencing our dedication to safeguarding your private information and the integrity of each transaction. We have been closing residential transactions for over thirty years, and you can count on our being here today, tomorrow and for years to come.

  • Title Examinations and Title Insurance

When purchasing real property, it is important to first obtain satisfactory evidence regarding the title and ownership. Our firm regularly conducts title examinations. We have in-house abstractors and work with independent contractors to cover a greater geographical area to serve our clients’ various needs. Our attorneys certify title to real property, and we are agents for several national title insurance companies and issue owners’ and lenders’ title insurance policies.

  • Contract Preparation and Negotiation

Our attorneys routinely represent purchasers and sellers of residential and commercial real estate in the negotiation of purchase and sale agreements. Our experienced attorneys can mitigate risk and increase flexibility for their clients.

  • Seller/Owner Financing

Seller financing is just what it sounds like: instead of the buyer getting a loan from the bank, the person selling the house or property lends the buyer the money for the purchase. The buyer executes a promissory note providing an interest rate, repayment schedule, and consequences of default as well as a Deed to Secure Debt, pledging the property to secure the loan. We draft the necessary documents to protect both buyer and seller in owner financing, examine the title to the property, and close the sale of the property in owner financing transactions.

PLEASE CONTACT US AT (706) 354-4000 TO LEARN MORE ABOUT HOW OUR FIRM CAN HELP YOU WITH YOUR NEXT REAL ESTATE MATTER.

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